Best Visa Credit Cards in Canada
Visa credit cards are accepted at almost all retailers and there are many different ones to choose from. The Visa Infinite cards tend to include exclusive benefits and extensive travel insurance.
Here’s a look at what we consider to be the best credit card options from Visa:
Scotia Momentum Visa Infinite
If you’re looking for a cash-back credit card, the Scotia Momentum Visa Infinite card should be at the top of your list. With this card, you’ll earn 4% cash back on the first $25,000 spent on eligible grocery and gas purchases each year, 2% on the first $25,000 spent on eligible drug store purchases and recurring bills each year, and 1% cash back on all other purchases. This card has a $99 annual fee but it’s waived for the first year. The card also has a number of Visa Infinite perks as well as insurance coverage.
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Scotia Momentum® VISA Card
Get a 2.99% introductory interest rate on purchases and balance transfers for the first 6 months (19.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $39). Offer ends October 31, 2025.
Card details
- $99 annual fee (waived for the first year)
- Earn up to 4% cash back
- Receive Visa Infinite benefits
TD Aeroplan Visa Infinite
The TD Aeroplan Visa Infinite is a travel rewards credit card that allows you to earn points towards your next trip. You’ll earn 1.5 points per $1 you spend on gas, groceries, and direct through Air Canada purchases as well as one point per $1 you spend on all other purchases. You’ll receive a welcome bonus of 15,000 Aeroplan points when you make your first purchase with the card. You can also earn 15,000 additional points when you spend $1000 within the first 90 days of your account opening. This card has an annual fee of $139 but you’ll receive a full rebate for the first year. This card also features Visa Infinite benefits including travel insurance coverage.
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TD® Aeroplan® Visa Infinite* Card
Earn up to $1,500 in value, including up to 50,000 Aeroplan points, no Annual Fee for the first year and additional travel benefits. Account must be approved by January 6, 2025.
Card details
- $139 annual fee (rebated for first year)
- Earn up to 1.5 points per $1 spent on gas, groceries, and direct through Air Canada purchases
- Earn 1 point per $1 on everything else
- Apply by December 5, 2021 to earn up to $1,250 in value (assuming you take one round-trip Air Canada flight and add an Additional Cardholder to your account in the first year)
- This offer is not available for residents of Quebec. For Quebec residents, please click here.
- †Terms and conditions apply.
- Income required: $60,000 (personal) and $100,000 (household)