CanWise Financial Mortgage Rates
Below you'll find the best mortgage rates from CanWise Financial. Be sure to compare rates between lenders to get the best product for you.
Featured
CIBC
4.09%5-yr Fixed
Featured
Canadian Lender
4.45%5-yr Variable
Featured
Big 6 Bank
4.04%3-yr Fixed
CanWise Financial Mortgage Rates
Rates updated:
| Provider | 5 Year fixed | 5 Year variable | 3 Year fixed |
|---|---|---|---|
Best market rate | 4.09% | 4.45% Prime -1.50% | 4.04% |
4.59% | 4.65% Prime -1.30% | 4.89% | |
4.75% | 5.05% Prime -0.90% | 4.44% | |
4.69% | 4.75% Prime -1.20% | 4.64% | |
4.09% | 4.45% Prime -1.50% | 4.39% | |
7.75% | 5.04% Prime -0.91% | 7.18% |
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CanWise Financial: Frequently asked questions
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CanWise Financial mortgage rates overview
Jamie David, Sr. Director of Marketing and Mortgages
CanWise Financial is Canada's leading mortgage brokerage, owned and operated by Ratehub Inc, the same company that runs Ratehub.ca. CanWise has been awarded Mortgage Brokerage of the Year at the Canadian Mortgage Awards for three years running - 2018, 2019, & 2020.
Why work with a broker instead of a bank?
A bank will only ever offer you its own products. As a result, banks have no incentive to offer you a more competitive rate. Mortgage brokers like CanWise work with multiple mortgage providers, so they can find the best possible mortgage for your needs.
A good mortgage broker can also help you secure the best possible rate for your mortgage. If you look at the rates in the table at the top of this page, you'll notice that most of the lowest rates are from mortgage brokers. This is because brokers like CanWise have access to bulk discounts and special deals not available in the retail market.
Mortgage brokers can also offer expert advice on your financial situation, and what options are available to you. This advice comes at no cost to you, as mortgage brokers are paid on commission.
What's so special about CanWise?
The reason that CanWise is the highest-rated and most reviewed mortgage company in Canada, with over 4,100 5-star reviews across Google and Facebook, is because of a relentless focus on customer service. Some brokers focus on their margins and commissions, but CanWise Financial makes a point of putting customers first at every step of the process.
Jamie David, Director of Marketing and Head of Mortgages
Jamie has 15+ years of business and marketing experience. She contributes her mortgage expertise to The Globe and Mail and authors Ratehub’s mortgage and homebuying guides. read full bio
About Ratehub.ca
Whether you need a mortgage, credit card, savings account, or insurance coverage, we help you find and compare the best financial products for your specific needs.
When it comes to mortgages, Ratehub.ca is more than just a place to research and compare the best rates. Our goal is to give Canadians the best mortgage experience from online search to close. This means offering Canadians the mortgage tools, information and articles to educate themselves, allowing them to get personalized rate quotes from multiple lenders to compare rates instantly, and providing them with the best online application and offline customer service to close their mortgage all in one place.
Ratehub.ca has been named Canada's Mortgage Brokerage of the Year for four years straight (2018-2021). With over 12 years of mortgage experience, and over $11 billion in mortgages funded, we deliver you the best mortgage experience in Canada.Â
How does Ratehub.ca make money?
Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry-leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.
How are CanWise Financial and Ratehub.ca connected?
We own and operate a mortgage brokerage, Ratehub.ca (formerly known as CanWise Financial), and are compensated for mortgages funded through our brokerage. Ratehub Inc. o/a Ratehub.ca & CanWise is a licensed mortgage brokerage and CMHC-approved lender. When comparing mortgage rates on Ratehub.ca, you’ll see rates from a number of lenders, including CanWise. All products are sorted according to the rates available to you and the selection criteria you’ve shared with us. Both Ratehub.ca and CanWise are owned and operated by Ratehub Inc.
We’re proud of our Ratehub.ca mortgage brokerage, which offers our users great rates, trusted advice and an award-winning team of mortgage experts. Read any of our 6,700 five-star Google and Facebook reviews and you’ll see what we mean.